Sitemap - 2025 - Missing Middle Initiative

From Kraft Dinner to Condos: The Great Shrinkage

Housing Can’t Be a Right If We Tax It Like a Luxury

The GTA’s Housing Collapse: Governments Lose $6B+ Annually

The Coming Wave of 20,000 Job Losses in Vancouver’s Housing Sector

Ten Thoughts on the GTA and GGHs Housing Collapse

Ontario’s Housing Sales Collapse: It’s Not Just Toronto Condos

Regulatory Delays, Dollar-Backed Stablecoins, and Affordability for Canadians

Failing Grades, Falling Starts: Ontario Housing’s Bleak Mid-Year Checkup

Editorial Independence

Canada Risks Losing 100,000 Housing Jobs as Starts Collapse

Who Really Wins with Return-to-Office Mandates?

The Policy Sleight of Hand Behind “Growth Should Pay for Growth”

Condo Crashes, Shrinkflation, & The Death of Homeownership?

Introducing the RoCA Benchmark 3.0 Model

Halving DCs Won’t Survive the Political Math

Think Tanks Explained: How They Shape Policy (and Pay the Bills)

From Boom to Bust in Population Growth

Infill Housing Battles: What 15 Years of Data Reveal

Build Canada Homes Can Work If We Get the Details Right

Studies and Reports

The High Cost of Losing Your Creative Class

Why Housing Policy Can’t Abandon Homeownership

How Ottawa Could Leverage the Gas Tax Transfer to Cut Development Charges

Can Tax Reform Help Young Canadians Afford Homes?

Legislation, Loans, and Lock-Ins: The Mechanics of Direct-to-Buyer DCs

Not everyone's housing vision includes ownership as a viable option for the middle-class

Solving the Housing Supply Crunch: A 10-Step Plan for Federal Action

MURBs & The Housing Plot Twist No One Saw Coming

Designing Communities for the Middle Class: A Six-Question Test

Who Should Be Our Landlords? The REIT Debate Explained

The $1.5 Billion Question: Can Ottawa Really Cut Development Charges in Half?

Feeding the Data Monster: Why Builders Are Beating Cities at Transparency

What We Know (and Don’t) About the Federal Government’s Proposed Development Charge Cut

How a Direct-to-Buyer Development Charge System Can Save Homebuyers $68,000

Young Workers Left Behind: The Hidden Cost of Government Layoffs

Why Lower Construction Costs and Taxes Are the Only Path to More Homes and Lower Prices

The $6.6 Billion Housing Disaster Politicians Won’t Talk About

The Politics of Infill Housing: What 15 Years of Planning Decisions Reveal

Canada’s Broken Zoning: Why We Can’t Fix the Housing Crisis Without a Map

Toronto’s Housing Collapse Will Cost Governments $6.6 Billion a Year

The Quiet Death of the Investor Condo? MURBs May Change the Game

How Cities Keep Screwing up Multiplex Housing

Boosting Demand for New Homes Is Supply-Side Policy

Canada’s GST Rebate is Based On 1991 Home Prices-WTF!?!

No 3-Bedroom Homes, No Kids, No Future: Why Families Are Leaving Cities

Fun With Numbers: A Five Month Review of the Missing Middle Initiative

Politicians vs. Millennials: The Battle for Housing Affordability

Surety Bonds Could Unleash Billions Toward Canada’s $2 Trillion Housing Need

Is Ontario Ready to Spend $895M to Jumpstart Homebuilding?

The PBOs Math Is Clear: We Need an Expanded GST Housing Rebate

⁠From 40 to 100 Million: How will immigration impact Canadian wages?

Canada Needs $2 Trillion to Build Housing. Here are Four Ways to Unlock It.

Canada’s Housing Crisis Needs a Map

This One Tax Fix Could Instantly Drop New Home Prices in Ontario by $100,000

Condo Crash Meets Housing Crisis

The Homeownership Journey Is Broken. Policymakers Need to Repair It.

What Would It Take for Your Kids to Afford a Home in Hamilton?

When Will Housing Be Affordable Again? Let’s Do the Math

Is Doug Ford About to Slash $100K Off the Price of a New Home?

British Columbia Can Substantially Lower Housing Costs with One Simple Trick

Introducing the British Columbia Housing Construction Tax Calculator

Grading Governments on their Housing Policy Performance

The Federal Government Should Go Further on their New Housing GST Rebate

Can Factory-Built Homes Solve the Housing Crisis?

How Taxes, and Taxes-on-Taxes Add Over $250K to a Vancouver Condo

New Homes are the Solution: Policy Must Treat Them Differently

The Housing Trilemma: Why You Can't Afford a Home

The Federal Housing Plan for the Middle Class Is… Missing. Let's Change That.

Cynicism is bad for your soul - An update on development charge data

Federal mixed messages on home prices stem from a deeper issue

Municipal Timelines: Miracle or Mirage

Where are the Jobs?

Five Questions the Federal Government Must Answer When Designing the Enhanced GST New Housing Rebate

The Next Housing Minister Must Restore the Dream of Homeownership

The Humble Genius of Uytae Lee

The City of Ottawa Needs More Family-Friendly Housing. Instead They're Contemplating Downzoning.

The Impossible Trinity that Broke Canadian Housing

Baby Bust: Where Have All the 3-Bedroom Homes Gone?

Eight Pieces of Housing Advice to the Prime Minister

Our Team

Can Any Party Actually Fix Housing?

Ontario’s Development Charge Crisis In 10 Points

Is Gen Z Doomed?

Housing as a Human Right Requires 3+ Bedroom Homes in Every Community

Lowering Development Charges Would Not Bankrupt Governments

Gas Prices, Trump and Angry Young Men - Inside Canada’s Wild 2025 Election

Can Homes Become Affordable Without Prices Going Down?

The Development Charge Doom Loop

How Community Consultation is Ruining Democracy

The Baby Bust and the Death of the Three-Bedroom Ownership Home

Show Me The Data! (On Development Charges)

Six Thoughts on the Conservative Housing Plan

Ten Thoughts on the Liberal Housing Plan

Debt, rather than DCs, can lower the cost of building infrastructure

Are Young People Giving Up on Canada?

Southern Ontario’s Home Affordability Crisis Remains at Near-Record Levels

Community Benefits Charges: Everything You Wanted to Know but Were Afraid to Ask

Will Reduced Immigration Solve the Housing Crisis?

75% of Ontario's Demographic-Based Housing Demand is from International Migration

Canada Needs to Build 3 Million Homes in 10 Years to Solve the Housing Crisis

Development Charges are Artificially High Due to Failure to Plan for 1.5 Million Homes

Moving from Me vs You to Us vs Them

Did Development Charges Cause Metro Ottawa to Grow by Over 1000km in Size?

Why is Toronto hoarding infrastructure dollars?

Mind the Wage Gap

Countervailing Tariffs Could Add Over $1B a Year to the Cost of Homebuilding

Development Charges Continue to Skyrocket

Reece Martin has a Vision for Canada’s High Speed Rail Future

Young Families are Leaving the GTA in Search of Family-Sized Homes

More Cases of Housing Taxes Unrelated to "Growth Paying for Growth"

Examining Liberal Leadership Housing Promises

Make New Homes Affordable Again

Most Municipalities Don’t Understand that Coke Doesn’t Make More Profit by Charging $1000 a Can

Ontario Cities are Sitting on $10 Billion in Cash

Communities are Unprepared for the Exodus of Urban Families

When Did Middle-Class Housing Become Unaffordable?

Weekend Update: Ontarians Want Lower Development Charges

Renaming Dundas Square Isn’t Housing Infrastructure

Are We in a Relationship Recession?

In 2005, There Were 41 Communities Where a Middle-Class Family Could Afford to Buy a Home. Today, There's Only Nine

We E-mailed 224 Municipalities Asking For Data

Ontario Development Charges: Everything You Wanted to Know But Were Afraid to Ask

Ford Gets an F on Housing

Housing Needs Change as People Age: RoCA 2.0

Canada Can Close the Housing Supply Gap by 2032

Development Charges: 10 Things You Need to Know About Housing Taxes in Ontario

How Canada is Paying for Ontario’s Higher Education Debacle

The State of Development Charges in Ontario

Introducing WHAM - The Weekly Housing Affordability Metric

Housing Shortages Grow Fastest in Smaller Ontario Metros

Development Charges have Helped Price Out the Middle Class

Presentation: Four Housing Policy Trends Worth Watching in 2025

Trump's Tariffs Will Hurt the Middle-class

Canada needed to add 500,000 homes last year to keep up with population growth. It failed to hit even half of that.

What to expect from the Missing Middle Initiative in 2025